Money Mules

Across the country, young people are increasingly being asked by fraudsters to receive and send money through their own bank accounts, sometimes keeping some of the cash for themselves.

This is commonly known as being a money mule.

Criminals need money mules to launder the profits of their crimes. Mules will usually be unaware of where the money comes from - often fraud and scams - and that it can go on to fund crimes such as drug dealing and people trafficking.

Fraudsters will approach young people online or in person, including through social media, and at school, college or sports clubs. Sometimes it's people they know who persuade them to become a money mule, often because they are also doing it.

Being a money mule is illegal.

When someone is caught: 

• their bank account will be closed,
• they will have problems getting student loans, mobile phone contracts and credit in the future.
• They could even face arrest for money laundering which carries a maximum sentence of 14 years in prison.

We need your help to warn young people about the dangers and consequences of becoming a money mule.

Tell-tale signs that someone might be involved include them suddenly having extra cash, buying expensive new clothes or top-of-the-range mobile phones and gadgets with very little explanation as to how they got the money. They may also become secretive, withdrawn or appear stressed.

You can find out more information and advice by visiting www.moneymules.co.uk (opens new window)

If you are worried that someone close to you might be caught up in money mulling, you can contact Crimestoppers anonymously on 0800 555 111 or Victim Support on 08 08 16 89 111.

You can also report a fraud in Scotland to Police Scotland by calling 101.

Please do not attempt to contact any individual you suspect of being involved in money muling.